Challenging Your Property Tax Bill
Typically, every few years San Diego homeowners have the value of their property re-assessed by the San Diego County Treasurer-Tax Collector office. The property tax you pay is based on the local tax rate (normally 1-1.25%), which you have no control over (except at the voting booth!), and the assessed market value of your home, which you can appeal in hopes of potentially lower your property tax bill.
Generally speaking, there are 3 ways you can challenge the assessed value of your home:
- You can challenge the work of your tax assessor. To assess your home’s value, the assessor uses information that they have about your property. This data may include the condition of your property, the features, and the square footage. Compare your own data to theirs, and if their information is off, you may be able to challenge the assessment.
- You can see how the assessed market value of your home compares to similar homes in your neighborhood. This data is public information. If you determine that your home is assessed at a value that’s higher than similar homes close by, you may be able to challenge your assessment. If you need help with this, your local real estate agent would be happy to put together a CMA (comparative market analysis).
- Tax assessors use the sales prices of nearby homes to establish a market value. You can also challenge your assessment if you can show that similar homes near you are selling for prices lower than what your home was assessed. Past sale records of homes are public information.
To begin the appeals process for San Diego County, go here: San Diego Tax Assessor. Good luck!